Free Business Tools & Calculators
44 free online tools built for Indian businesses — document generators, GST & tax calculators, HR tools, loan calculators, and more. No signup. No install. Works in your browser.
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Forever FreeDocument Generators
Create professional business documents instantly — invoices, quotations, salary slips, legal letters — and download as PDF. No Word or Excel needed.
Invoice Generator
Create professional GST invoices with multiple items, tax breakdown, and download as PDF instantly.
Create Invoice →Quotation Generator
Create professional price quotes, estimates, and proforma invoices with validity dates instantly.
Create Quotation →Payment Receipt Generator
Generate cash receipts, payment acknowledgments, and money vouchers with signature.
Create Receipt →Purchase Order (PO) Generator
Create legally binding purchase orders for your vendors with taxes, item tracking, and PDF download.
Create PO →Offer Letter Generator
Instantly generate a professional, print-ready PDF Job Offer or Appointment Letter for new hires.
Create Offer Letter →Experience & Relieving Letter Generator
Instantly generate a formal Experience and Relieving Letter PDF stating an employee's tenure and role.
Generate Letter →NDA Generator
Create a standard Non-Disclosure Agreement (NDA) instantly to legally protect your business secrets.
Generate NDA →Rent Receipt Generator
Generate formal PDF House Rent Receipts instantly with your landlord's details to claim HRA tax exemptions.
Generate Rent Receipt →GST & Tax Calculators
India-specific tax tools — calculate GST, TDS, EPF, gratuity, and income tax under both Old and New Regime for FY 2024-25.
GST Calculator
Calculate GST inclusive and exclusive amounts instantly for any tax slab — 5%, 12%, 18%, or 28% — with CGST/SGST breakup.
Open GST Calculator →HSN Code & GST Rate Finder
Search thousands of HSN codes to find the correct GST rate for your products and services instantly.
Find HSN & GST Rate →Income Tax Calculator
Compare your tax liability under Old Regime vs New Tax Regime (FY 2024-25) and see which saves you more money.
Compare Tax Regimes →TDS Calculator
Calculate Tax Deducted at Source (TDS) based on nature of payment, applicable limit, and PAN availability.
Calculate TDS →EPF Calculator
Calculate the exact monthly Employee Provident Fund (EPF) and Employee Pension Scheme (EPS) contribution splits.
Calculate EPF →Gratuity Calculator
Calculate your estimated gratuity amount payable by your employer upon resignation or retirement as per the Payment of Gratuity Act.
Calculate Gratuity →HR & Payroll Tools
Free HR tools for small businesses — salary slip generator, CTC breakup calculator, and payroll computation without expensive software.
Salary Slip Generator
Generate detailed salary slips with earnings, deductions (PF, PT, TDS), and automatic net pay calculation. Download as PDF.
Create Salary Slip →CTC to In-Hand Salary Calculator
Calculate your exact in-hand take-home salary from your annual offer CTC after deducting EPF, PT, and income tax.
Calculate In-Hand Salary →Loan & Financial Calculators
Plan business loans, home loans, and investments — EMI calculator, loan amortization schedule, prepayment savings, FD/RD returns, and SIP projections.
Loan EMI Calculator
Calculate monthly loan installments, total interest payable, and total amount for any home, business, or personal loan.
Calculate EMI →Loan Amortization Schedule Calculator
Generate a complete month-by-month breakdown of principal and interest payments for any business or personal loan.
Generate Amortization Schedule →Loan Prepayment & Foreclosure Calculator
Calculate exactly how much interest you save by making an extra lump-sum payment towards your home or business loan.
Calculate Interest Saved →FD / RD Calculator
Calculate maturity amount and guaranteed returns from Fixed Deposits and Recurring Deposits at any bank interest rate.
Calculate FD / RD Returns →SIP & Lumpsum Mutual Fund Calculator
Visualize the power of compounding by projecting expected future wealth from your Systematic Investment Plan or lump-sum investment.
Calculate Wealth →Business & Profit Calculators
Analyse pricing, profitability, and operations — break-even, margin, markup, ROI, working capital, depreciation, and inventory reorder point calculators.
Profit Margin Calculator
Quickly calculate gross profit margins, markup percentage, and net profit based on cost price and selling price.
Calculate Margin →Margin vs Markup Calculator
Clearly understand the difference between retail margin and cost markup to set the right selling price for your products.
Calculate Price →ROI Calculator
Measure return on investment and analyse business efficiency with instant percentage and ratio results.
Calculate ROI →Discount Calculator
Calculate the final price after any percentage discount or flat cash-off instantly. Useful for retail, e-commerce, and sales.
Calculate Discount →Break-Even Point Calculator
Calculate exactly how many units you need to sell to cover all fixed and variable costs before making a profit.
Calculate Break-Even →Working Capital Calculator
Calculate your business's daily cash requirement and current ratio to ensure smooth operations without a cash crunch.
Check Working Capital →Depreciation Calculator
Calculate asset depreciation schedules using Straight Line Method (SLM) or Written Down Value (WDV) method as per Indian accounting standards.
Calculate Depreciation →Business Valuation Calculator
Estimate the value of your business for investors or acquisition using the standard EBITDA Multiple approach.
Calculate Business Value →Reorder Point (ROP) Calculator
Determine when to reorder inventory stock to avoid stockouts, based on lead time, demand rate, and safety stock.
Calculate Reorder Point →CBM Freight Calculator
Calculate the Cubic Meter (CBM) volume of your ocean freight cartons for import and export shipments.
Calculate CBM →Utility Tools
Quick utility tools every business needs — free QR code generator for UPI payments, website links, and contact cards.
Free QR Code Generator
Generate unlimited free QR codes for Website URLs, UPI Payments, vCard Contacts, and Plain Text. Download as PNG instantly.
Create QR Code →About BharatERP Free Business Tools
BharatERP's free online business tools are designed specifically for Indian small and medium businesses, accountants, HR professionals, and freelancers. All 44 tools cover the full range of day-to-day business needs — from generating a GST-compliant invoice or salary slip to calculating TDS, EMI, EPF, or gratuity as per Indian tax rules.
Every tool runs entirely in your browser using JavaScript. No data is ever uploaded to a server — your financial figures, employee details, and business information remain completely private on your device. There is no registration, no subscription, and no hidden cost.
Who Are These Tools Built For?
- Small business owners — generate GST invoices and purchase orders without buying accounting software
- HR managers — create salary slips, offer letters, and relieving letters in seconds
- Chartered Accountants — quick GST, TDS, EPF, and income tax calculations
- Salaried employees — compare Old vs New tax regime, check in-hand salary from CTC
- Importers / exporters — CBM freight calculation for shipping
- Freelancers — professional quotations and NDAs without a lawyer
Updated for FY 2024-25
All tax-related tools — Income Tax Calculator, TDS Calculator, EPF Calculator, and Gratuity Calculator — are updated for Financial Year 2024-25 with the latest slabs, exemption limits, and rates notified by the Government of India.